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In other words, we will be paying less attention to stock movement to gauge bond and mortgage rate direction, at least for the next day or so. There is no relevant economic data scheduled for release today.

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Currently, just like other PC makers, Microsoft is also battling the slump in the PC market caused by the sluggish economy. In addition to this, the popularity of smartphones and tablets from Apple (AAPL) and Google are cannibalizing the PC market sales, further deteriorating the scenario!

With this in mind, borrowers might consider following these tips: Know whats in your credit reports as well as your credit scores. Choose an affordable small or mid-sized car and with a payment that is no more than 10% to 15% of your gross monthly ie (the lower the better).